Credit and Loans

Credit and Loans

We provide various loan facilities related to agriculture sector, trading, manufacturing, transportation, housing etc as under to the individual or business entity depending upon repayment capability and credit worthiness of applicant.

Business Loan

With the view of expansion or improvement of your business, Jebil’s Finance Limited provides business loan to the business firm duly registered under Nepalese government.

  • Upto 90 % of valuation amount of mortgage.
  • Loan shall be provided for maximum duration of 15 years.
  • Repayment shall be done on monthly interest and principal within maturity if loan duration is of 1 year or less and on EMI basis if loan duration is more than 1 year.
Housing Loan

Jebil’s offers housing loan to those individual who wants to own their own house.

  • For construction, acquisition, completion & maintenance of house.
  • For maximum duration of 15 years.
  • Loan is provided upto 60% of valuation amount of mortgage.
  • The applicant must have stable source of income.
  • Repayment under EMI basis.
Real Estate Loan

Real Estate Loan is provided for acquiring a land for commercial purpose to those individual having a regular or stable source of income. Loan can be provided

  • For maximum duration of 15 years.
  • Repayment under Emi basis.
  • Upto 60% of valuation amount of the land depending upon the repayment ability of the applicant.
Loan Against Shares

We provide loan against share of those public companies listed under Nepal Stock Exchange and having no negative net worth.

  • For maximum tenure of 1 years
  • Repayment on monthly interest and principal within the date of maturity.
  • Loan shall be provided upto 50% of the current closing price or 180 days average price whichever is lower.
Personal loan

Personal loan is provided for the individual who are in need of financial support for personal purposes.

  • The applicant must have regular source of income.
  • Loan can be provided for maximum limit of Rs. 50,00,000.00.
  • For maximum duration of 1 year.
  • Repayment on monthly interest and principal within the date of maturity.
Education loan

We provide educational loan to those students who are seeking to go abroad for higher studies.

  • This loan is provided against security of fixed assets.
  • Maximum tenure will be of 15 years.
  • Repayment under EMI basis.
Hire Purchase Loan

For acquisition of vehicle for personal use or commercial purpose, we facilitate hire purchase loan.

  • The applicant must have stable source of income.
  • Financing is done upto 70% of cost of purchase if secured by vehicle only and upto 90% if additional security is provided.
  • Maximum loan duration for hire purchase loan will be 10 years.
  • Repayment will be under EMI basis.
Loan Against Own Fixed Deposit
  • Loan is provided upto 90% of own fixed deposit amount.
  • Repayment on quarterly interest and principal within the date of maturity.
  • Interest rate on loan is charged with additional 2% of Fixed Deposit Interest Rate.

CONTACT US

New Road, Kathmandu, Nepal

P.O. Box : 19385

+977 1 4220426 / 4220439

+977 1 4220402

info@jebils.com

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