Loans

Loans

S.N. Type of Loan Premium on Base Rate
1 Deprived Sector (Institutional) 0.00% – 6.00%
2 Deprived Sector (Retail) 0.00% – 6.00%
3 Short Term Loan/Demand Loan 0.00% – 6.00%
4 Working Capital Loan 0.00% – 6.00%
5 Hire Purchase Loan 0.00% – 6.00%
6 Business Loan 0.00% – 6.00%
7 Housing Loan 0.00% – 6.00%
8 Education Loan 0.00% – 6.00%
9 Foreign Employment Loan 0.00% – 6.00%
10 Bridge Finance 0.00% – 6.00%
11 Loan Against Shares 0.00% – 6.00%
12 Loan Against Government Bonds  1.00% or Plus 2.00% of coupon rate, whichever is higher
13 Loan Against Own Fixed Deposits 0.00% or Plus 2.00% of coupon rate, whichever is higher
14 Personal Loan 0.00% – 6.00%
15 Social Loan 0.00% – 6.00%
16 Real Estate Loan 1.00% – 6.00%
17 Personal Guarantee Loan 2.00% – 6.00%
18 Agriculture Loan 0.00% – 6.00%

# Effective Base Rate as on 2075 Ashad: 14.90%
# Base Rate of Last Month as on 2075 Shrawan : 14.35%

CONTACT US

New Road, Kathmandu, Nepal

P.O. Box : 19385

+977 1 4220426 / 4220439

+977 1 4220402

info@jebils.com

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